Financial Aid

School of Career Education: Affordable Quality

An education is within your reach

Advancing your education and workplace skills shouldn’t translate to a lifetime of debt and financial struggle. Compared to private schools, School of Career Education is incredibly affordable with flexible financing and options.

Payment Options

Federal Student Aid

The School of Career Education now offers Federal Financial Aid for the following programs:

The School of Career Education administers Title IV funds which is the Federal Pell Grant and Direct Stafford Loans. The Federal Pell Grant is gift aid and does not require repayment.

Determine if you are eligible for Title IV funds by completing a Free Application for Federal Student Aid (FAFSA) and add the School of Career Education’s code 042084. The application can be found online at

Pell Grant

The Pell Grant is available to undergraduate students. Graduate students in a teaching credential program may also qualify. This is gift aid and does not require repayment.

Types of Federal Loans

William D. Ford Federal Direct Stafford Loan

The Department of education is the guarantor for the low-interest federal loan program available to both undergraduate and graduate students. The program includes both subsidized and unsubsidized. Your eligibility for the Direct subsidized and unsubsidized loans is based on the information reported on the FAFSA.

Subsidized Loan

Interest is not charged on subsidized loans while the student is in school at least half-time, during your grace period, and during deferment periods. An interest rate of 4.53% is charged once the student has graduated.

Unsubsidized Loan

Interest at a rate of 4.53% is charged on unsubsidized loans during all periods.

If you have been awarded a Direct Loan you will need to activate it by completing the Entrance and Financial Awareness Counseling and electronically sign the Master Promissory Note (MPN).

Note: All interest rates shown above are for loans disbursed on or after July 1, 2019 and before July 1, 2020. Interest rates shown are fixed rates for the life of the loan.

California Adult Education Program

Indio Campus ONLY

California Adult Education Program grant is available at our Indio Campus Only. Students can receive up to $1,000.00 in grant funds in addition to applying for Pell Grant. What does this mean? It means a student could essentially only pay for their books and supplies to obtain a certificate in one of the programs offered in Indio. Please sign up for an Orientation and Assessment, programs will fill fast.

California Adult Education Program Qualifications:

  • Must be a Coachella Valley Resident (must show proof).
  • Confirmation of 2020-2021 FAFSA completed.

Private Loan Option

The Career Training Smart Option Student Loan from Sallie Mae can help pay for your certificate or trade school education from non-degree-granting institutions. As you consider a private student loan, evaluate your total anticipated monthly loan payments based on how much you expect to earn in the future.

RCOE/SCE is not involved or responsible for any contract or loan agreement that the student has made with a private lender. If the student has any questions or concerns regarding their private loan, they should contact the lender immediately.

Apply Online at

Agency Contracts

Some students receive fee assistance from a public agency. If a student receives assistance from a public agency, the student must check with the agency representative to obtain an approved authorization form.

Vocational Rehabilitation

The Department of Rehabilitation provides services and financial aid assistance to students with certain disabilities. To learn more, students should contact their local Department of Rehabilitation.

Payment Plan or In Full

To assist students who wish to enroll in School of Career Education courses but cannot pay the full fee at the time of registration, students have the option of applying for a private education loan through Sallie Mae. A payment plan option is only available after all other resources have been exhausted. An initial $100.00 administrative fee will be assessed to students who are approved for the payment plan option. All payment arrangements require a Payment Plan Agreement signed by the student.

Students may also pay the full payment at the time of registration with a cashier’s check, money order, Visa, MasterCard, Discover or American Express. This option allows students to pay for the program in full with no further payments due.


A School of Career Education Student Accounts Technician is available Monday through Friday from 8:00 a.m. to 4:00 p.m. to answer any financial aid related questions. A Student Accounts Technician can be reached at (951) 826-4723 or (760) 863-3333.

Financial Aid Workshops

The School of Career Education’s financial aid workshops are designed to assist current and aspiring students with completing the Free Application for Federal Student Aid (FAFSA) and to answer any questions students may have on the financial aid system.

SCE’s goal is to provide financial information that enables students to make informed decisions regarding their educational costs.

Indio CampusRiverside Campus
Tuesday August 18. 2020 @ 11:30am (virtual)Tuesday August 18. 2020 @ 11:30am (virtual)

Please email to link to attend Virtual Financial Aid Workshop

(951) 826-4SCE (4723) select “Financial Aid” option

Net Price Calculator

This calculator is intended to provide estimated net price information (defined as estimated cost of attendance – including tuition and required fees, books and supplies, room and board, and other related expenses – minus estimated grant aid) to current and prospective students and their families based on what similar students paid in a previous year.

These estimates do not represent a final determination, or actual award, of financial assistance, or a final net price; it is an estimate based on cost of attendance and financial aid provided to students in a previous year. Cost of attendance and financial aid availability change year to year. The estimates shall not be binding on the Secretary of Education, the institution of higher education, or the State.

Run the Net Price Calculator now »

Virtual Financial Aid Office – get many of your questions answered at Riverside County Office of Education Virtual Financial Aid Office.