Financial Aid

School of Career Education: Affordable Quality

An education is within your reach

Advancing your education and workplace skills shouldn’t translate to a lifetime of debt and financial struggle. Compared to private schools, School of Career Education is incredibly affordable with flexible financing and options.

Payment Options

Federal Student Aid

The School of Career Education now offers Federal Financial Aid for the following programs:

The School of Career Education administers Title IV funds which is the Federal Pell Grant and Direct Stafford Loans. The Federal Pell Grant is gift aid and does not require repayment.

Determine if you are eligible for Title IV funds by completing a Free Application for Federal Student Aid (FAFSA) and add the School of Career Education’s code 042084. The application can be found online at

Pell Grant

The Pell Grant is available to undergraduate students. Graduate students in a teaching credential program may also qualify. This is gift aid and does not require repayment.

Types of Federal Loans

William D. Ford Federal Direct Stafford Loan

The Department of education is the guarantor for the low-interest federal loan program available to both undergraduate and graduate students. The program includes both subsidized and unsubsidized. Your eligibility for the Direct subsidized and unsubsidized loans is based on the information reported on the FAFSA.

Subsidized Loan

Interest is not charged on subsidized loans while the student is in school at least half-time, during your grace period, and during deferment periods. An interest rate of 3.73% is charged once the student has graduated.

Unsubsidized Loan

Interest at a rate of 3.73% is charged on unsubsidized loans during all periods.

If you have been awarded a Direct Loan you will need to activate it by completing the Entrance and Financial Awareness Counseling and electronically sign the Master Promissory Note (MPN).

Note: All interest rates shown above are for loans disbursed on or after July 1, 2023 and before June 30, 2024. Interest rates shown are fixed rates for the life of the loan.

California Adult Education Program

Indio Campus ONLY

California Adult Education Program grant is available at our Indio Campus Only. Students can receive up to $2,000.00 in grant funds in addition to applying for Pell Grant. What does this mean? Please complete the FAFSA and attend Orientation, programs will fill fast.

California Adult Education Program Qualifications:

  • Must be a Coachella Valley Resident (must show proof).
  • Confirmation of 2024-2025 FAFSA completed.

Private Loan Option

Borrow Smarter. Sallie Mae® offers multiple repayment options, an interest rate reduction when you enroll in and make monthly payments via auto debit, the option to apply for cosigner release after certain requirements are met, and no origination fee. Apply at any time, up to 300 days before classes start.  Find more information here:

RCOE/SCE is not involved or responsible for any contract or loan agreement that the student has made with a private lender. If the student has any questions or concerns regarding their private loan, they should contact the lender immediately.

Apply Online at

Agency Contracts

Some students receive tuition assistance from a public agency. If a student receives assistance from a public agency, the student must check with the agency representative to obtain an approved authorization form.

Payment Plan or In Full

The option of a payment plan is available to assist student s who wish to enroll in School of Career Education (SCE) courses, but cannot pay the full fee at the time of registration. A $100.00,non-refundable, processing fee will be charged to student s choosing a payment plan. All students on payment plans are required to set up a payment plan through the FACTS Management System and payment s are made monthly on the 15th of each month. Once you have enrolled in an SCE program , you will receive an email with instruct ions on how to set up your FACTS account. Student s have three days to set up their automatic payment plan. All Job Upgrade and Continuing Education Classes less than $3,000 must be paid in full at the time of registration.  Students may also pay the full payment at the time of registration with a cashier’s check, money order, Visa, MasterCard, Discover or American Express. This option allows students to pay for the program in full with no further payments due.


A School of Career Education Student Accounts Technician is available Monday through Friday from 8:00 a.m. to 4:00 p.m. to answer any financial aid related questions. A Student Accounts Technician can be reached at (951) 826-4723 or (760) 863-3333. Please call to schedule an onsite appointment. 

Financial Aid Workshops

The School of Career Education’s financial aid workshops are designed to assist current and aspiring students with completing the Free Application for Federal Student Aid (FAFSA) and to answer any questions students may have on the financial aid system.

SCE’s goal is to provide financial information that enables students to make informed decisions regarding their educational costs.

Please email to sign up to attend Virtual Financial Aid Workshop

(951) 826-4SCE (4723) select “Financial Aid” option


Net Price Calculator

This calculator is intended to provide estimated net price information (defined as estimated cost of attendance – including tuition and required fees, books and supplies, room and board, and other related expenses – minus estimated grant aid) to current and prospective students and their families based on what similar students paid in a previous year.

These estimates do not represent a final determination, or actual award, of financial assistance, or a final net price; it is an estimate based on cost of attendance and financial aid provided to students in a previous year. Cost of attendance and financial aid availability change year to year. The estimates shall not be binding on the Secretary of Education, the institution of higher education, or the State.

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